Overview

Allied Credit Group is a leading Australian provider of automotive and recreational vehicle finance solutions.

Through white-label and joint venture partnerships we deliver tailored retail, commercial and floorplan finance solutions through a national network of dealers, brokers and salary packaging providers.

Supported by our proprietary digital engagement tools and point-of-sale loan origination system, Lightning, we combine innovative technology, deep industry expertise and flexible finance solutions to help partners enhance customer experiences, provide convenient access to finance and grow their businesses.

Partnerships

Allied Credit Group’s partnership model creates value for introducers, dealers, distributors and manufacturers through flexible finance solutions. Three distinct partnership options include:

  1. Introducer Partnerships – a traditional introducer-financier model under an Allied Credit Group brand
  2. White-label Partnership – a branded finance solution that extends and enhances your brand experience as an OEM or large dealer/introducer group
  3. Joint Venture Partnership – a unique shared ownership model that allows you to invest alongside Allied Credit Group and participate in the financial success and scale of the joint venture.

Powered by our proprietary introducer-centric software, Lightning, our competitively priced solutions deliver a fast, seamless and convenient experience for introducers and their customers alike.

Whether under an Allied Credit Group brand, a partner’s brand, or a shared ownership model, we facilitate finance at the point of sale, in-dealership and online across automotive and recreational vehicle markets.

Contact Us

Introducer Partnerships

Through our Automotive Finance and Weekend Toy Finance brands, introducers can access a comprehensive range of retail finance solutions

Powered by Lightning, our market-leading point-of-sale origination platform, introducers can quickly and seamlessly originate consumer and commercial finance products for new and used assets.

Competitive rates, attractive commission structures and flexible credit solutions help introducers meet the needs of a broad customer base while growing their business.

White Label Partnerships

Powered by Allied Retail Finance, our white-label partnership solutions place your brand at the centre of the customer finance journey. From marketing and documentation, through to digital engagement and customer communication, every interaction reflects your brand and supports a consistent customer experience.

By extending your brand into the finance experience, you can strengthen customer relationships, build loyalty and unlock greater lifetime value through improved retention and growth.

black car driving on a mountain road

Joint Venture Partnerships

Our unique joint venture model enables partners to invest alongside Allied Credit Group in a dedicated finance company, combining the branding advantages of a white-label solution with shared ownership and commercial participation.

Tailored to each partner’s needs, the model brings together Allied Credit Group’s operational capability, funding, financial reporting and credit licencing framework with our partners market expertise, customer relationships and origination opportunities.

Built on a shared commitment to growth, successful ventures require partners to invest in the business and support the origination volumes needed to scale. Over time, the venture can generate a recurring annuity income stream, creating long-term value for our partners.

Floorplan Finance

Through Allied Distribution Finance, our wholesale floorplan finance business, we help distributors and dealers efficiently finance inventory, supporting a seamless flow of stock through the distribution network.

Our floorplan finance solution offers:

  • Flexible payment terms tailored to your business needs
  • A secure, web-based inventory management system that provides real-time visibility and automates transactions to simplify account management.
  • Dedicated support from an experienced customer service team.
  • Access to retail finance solutions, enabling dealers to offer customers the convenience of a complete, end-to-end finance experience.
Sea Cliff Br Cars North

Lightning POS System

Lightning is Allied Credit Group’s proprietary loan origination platform, purpose-built to simplify the credit application process for introducers.

Developed in-house with introducer usability at its core, Lightning enables users to efficiently prepare, submit and track finance applications, generate loan contracts, and access comprehensive reporting.

Delivered as a suite of API-enabled web applications and used by introducers across Australia, Lightning streamlines the end-to-end finance journey while embedding compliance controls and automated credit grading throughout the process.

When a credit application is submitted, our credit team uses Lightning to verify information, assess and approve applications, generate documentation, and facilitate funding, helping deliver a fast, seamless experience for introducers and their customers.

Our brand partners